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" We have been using Unicorn Pay and we can say it without hesitation, that we have had no problems so far with the payment gateway. We receive our payments and sales proceeds regularly."
Rohit Kushwaha---New Delhi

"I applied for payment gateway with Unicorn Pay in April 2013. So far, I have experienced no delays in receiving payments. Sometimes, it gets delayed by one or two weeks, but their customer support is extremely helpful and they resolve the issues quickly." Vijay Negi---West Bengal


1. What are the business areas you accept?
Offshore, high risk, mail, telephoned order, retail etc

2. What is the approval time?
1 or 2 days. Maximum 48 hours

3. What is the benefit of online credit card?
It boosts sale and apart from this, it increases legitimacy and trustworthiness.

4. What if there is bad credit?
We approve accounts irrespective of history of credit.

5. Do I need bank account?

6. What is charge back?
If customer receives credit card statement and does not accept applied charges, they will call bank.

7. How can person avoid chargebacks?
One should have business checking account.

8. What is advantage of ACTOPS [advance commerce technologies online payment solution]?
Ans ---It allows online e-commerce to seize credit cards and check at real time.

9. What are my needs to open merchant account?
You need US bank account along with a business checking account.

10. How will I get money?
Sale will come directly into checking account. In two days, you will get funds and if there is high risk account, it can take longer time.